Members First Credit Union

Shop For a Personal Loan With a Low Credit Score

You still can snag a personal loan when your credit score stinks. Here’s how.

Here’s how easy financial conditions are in credit, according to Deutsche Bank

Lending standards in the U.S. are the easiest ever for companies, with real yields in corporate credit markets falling to their lowest level, according to a research note from Deutsche Bank.

It pays to tread carefully when lending money to family and friends

You may be worried that lending money will derail relationships and damage your financial health. Here are a few money-giving rules that will make room for giving and still create healthy financial boundaries.

When It Comes to Getting PPP Loans, Small Banks Work Better than Big Banks

Paycheck Protection Program support was easier to get in states where small banks had more of the market. Keep this in mind as we head toward a second round.

How supermarket psychology influences our purchases

Grocery shopping with a strategy can help prevent unplanned buying.

Selling to and Buying From Pawn Shops: How Do Pawn Shops Determine Value?

Before approaching a pawn shop, learn how do pawn shops determine value of items pledged as collateral. Pawn shops will look into the condition of the item, its resale value, and appraised market value to determine its price and offer you the same. Learn here the ins and outs of buying and selling to pawn shops, including the regulatory agencies which govern them.

What credit score is needed for a mortgage?

What credit score is needed for a mortgage? Buying a home is one of the largest investments that most Americans will make in their lifetime. In order to

It's back! Enter to win the Credit Union Magic Minute

Win a 60-second shopping spree in the Credit Union Magic Minute just by using your Arsenal Visa debit or credit card three or more times a week.

Credit unions a cure for medical debt?

In the credit union world, we hear a lot about credit card debt, mortgage debt, and student loan debt. There seems to be a constant stream of articles about how to get yourself out of these kinds of debt, but while those are important issues, there is little to no talk about the leading cause …

Don’t Tax My Credit Union

Don’t miss these issues in your credit union business continuity plan!

You may feel confident that your credit union’s business continuity plan is complete. But is it, really? There are many issues, items, and tasks on which credit unions frequently fall short in their business continuity planning. But don’t sweat it yet! We’ll show you today which things credit unions leave out most frequently. Read this …

What your credit union should know about military transitions

Happy New Year CUInsight Readers! Before we talk about military transitions, we would like to extend a hearty thanks to all credit unions and credit union partners for serving our military and veteran communities! We are extremely grateful for all you do. Whether you work in a Defense Credit Union or not, America’s credit union …

Improve Your Credit Union Culture With This 3-step Process

A three-step process for improving your credit union culture by defining it, building it, and sustaining with intention.

Experts: Credit union data analytics success will depend on collaboration

If credit unions are to position themselves as disruptors in the data analytics space, it will take a collaborative effort, two experts advised at Monday’s 2016 Credit Union National Association Data Analytics Roundtable in Salt Lake City. “We’ve concluded that there’s going to have to be an industry-wide solution for credit unions,” said Steve Hodgson, …

Does your credit union really have a member-centric culture?

Financial Institutions of all sizes and types – and really, businesses of any kind – use an array of quantifiable measures to evaluate performance. It’s typically an alphabet soup of sorts – the Key Performance Indicators like ROI, A/R and EBITDA – that guide the organization’s vision, strategy and tactics. But where does culture fit …